Overly-complicated story begins with corrupt businessman Carl Ridley (Paxton) taking his daughter Pippa (Bruckner) and getting out of Miami with a suitcase full of cash just ahead of the feds. Ridley goes to the Caymans, hoping to arrange something with his double-dealing attorney Allan (Dillane). Meanwhile, dock worker Shy (Bloom) makes the mistake of romancing wealthy Andrea (Saldana), greatly upsetting her violent brother Hammer (Mackie). A local crime boss (Adoti) is clued into Ridley's money, Pippa hooks up with the wrong crowd, and things just get more confusing.